Millions of people are struggling with student loan problems – isn’t it time you learned how to profitably and effectively help them?

MAKE MORE MONEY BY LEARNING HOW TO HELP PEOPLE WITH STUDENT LOAN DEBTS

  • Once you learn how student loans work you won’t have to turn away new clients when they tell you their only problems are with educational debts
  • We provide sample pleadings, forms and a complete document bank to help you get up and running immediately
  • Use your knowledge of student loans to create an entirely new practice area for your firm – or add a turbo charge to your existing bankruptcy or consumer protection practice
  • With over $1.5 trillion in outstanding student loan debt, the market for new clients is seemingly limitless
  • Learn how help new and existing clients with student loan debt, which provides an additional revenue stream for your practice
REGISTER NOW!

BANKRUPTCY FILINGS ARE AT THEIR LOWEST PACE SINCE 1989

bankruptcies per yearIn 2015, 819,240 bankruptcy cases were filed nationwide a drop of 10% from the previous year.

If that sounds low, you’re right. In fact, if we ignore the statistical anomalies around the 2005 overhaul of the U.S. Bankruptcy Code, this is the lowest per capita filing rate since 1989.

This slide in bankruptcy filings is nothing new – it’s been going on for years, even through the recession. In fact, take out the filing anomalies of 2005 and you’ll see that bankruptcy filings have been declining since 2004!

But in the aftermath of the housing collapse, we were faced with a surge of clients who needed our help with foreclosure-related filings. Many of us took in fewer cases overall, but the Chapter 13 work took up more of our time – not to mention the fact that it was far more profitable.

In other words – fewer people need our help because of unsecured consumer debt, and that trend is likely to continue into the future.

With the foreclosure crisis behind us, we are faced with the inevitable question: what’s next?

STUDENT LOANS ARE THE $1.5 TRILLION TIME BOMB

student loans risingFrom 2007 to 2015, total outstanding federal student loan debt doubled from $516 billion to $1.2 trillion, making student loans the only type of non-mortgage debt that’s grown consistently over the past decade.

Considering the fact that the cost of college has risen by 48% in the same time period to a whopping $37,000 on average, it’s no wonder that students are taking on more debt than ever.

But with income remaining stagnant for new graduates and the job outlook remaining poor for many trying to break into the workforce, the pressures on American families has continued to increase even as the rest of the economic outlook remains rosy.

In fact, consider these stunning facts:

  • More than 43 million Americans owe $1.5 trillion on student loans
  • 45% of all American families have outstanding student loans, up from 33 percent in 2007
  • More than 17% of our country’s outstanding student loan debt is held by individuals over the age of 50 and individuals aged 30 to 49 hold 51% of outstanding student loan debt
  • Nearly 20% of outstanding student loan debt is in default
  • Over 95% of private student loan debt requires a guarantor

THE ORIGINAL STUDENT LOAN LAWYER

cohen round avatar

Like many students attending college, part of my financial aid package included work study – a program which funds a job for a student to help provide money for the student to live off of while attending college. My job landed me in the financial aid office of Brandeis University.

There, I was exposed to financial aid in a way most college students are not. I saw firsthand just how many of my classmates were taking out huge sums of student loans to finance their education, and it made me wonder …

How the heck are these new graduates going to pay their loans?

But I forgot about the problem when I graduated, convinced I was going to be able to pay off my student loans in record time when I graduated from law school.

That didn’t turn out to be the case because I opted to work in the field of consumer law rather than become a “tall building lawyer.” But law school left me with a huge pile of student loan debt – bills I couldn’t ever hope to pay while building a consumer protection practice.

And did I mention I was married with a young child at the time? Definitely not the ideal financial situation.

So I did what most people would do if confronted with a problem they couldn’t solve. I set about to find some answers.

But I realized a sad fact – not one lawyer or financial professional could give me any ideas that would lower my student loan payments. There wasn’t anyone who knew a thing about how to untangle the knot of student loans.

This is crazy! I thought to myself. How is it that nobody seems to know how to get a handle on student loan problems?

I stumbled across the student loan book put out by the National Consumer Law Center, and tore through it in a weekend. I took notes, drew diagrams, and made flowcharts as a way to figure out my best move.

But in spite of my best efforts, the book didn’t give me the help I was looking for.

My answers came from the federal regulations.

What I found was amazing.

Buried in the twisted language only lawmakers can understand there were tremendous opportunities for student loan borrowers to get their federal loans under control.

Procedures and forms for lowering student loan payments.

Loopholes for married couples.

Dozens of ways to legally wipe out student loans without bankruptcy.

The possibilities were seemingly endless, offering a path out of student loan debt and into financial safety.

Using other consumer protection laws made student loans far less harmful.

I realized how to harness other federal and state consumer protection laws for a borrower’s benefit.

The Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Telephone Consumer Protection Act provided borrowers with a way to fight back against student loans.

A deep understanding of the ways in which private student loans are packaged for sale on the financial markets revealed the problems that lenders had when they filed lawsuits for nonpayment of student loans.

I’d hit upon a way to help student loan borrowers, and it became a full-time practice area for my firm.

I CREATED A DONE FOR YOU SYSTEM OF STUDENT LOAN RESOLUTION

When I started out, I was on my own.

Looking back, I realize there was a lot I didn’t know about student loan law.

But there wasn’t anyone for me to turn to as a mentor, so I hacked my way through things and ended up creating the machine that would run my own law firm.

My successes were the result of sleepless nights and trial-and-error. But I worked hard, learned from my mistakes, and started getting the results my clients needed.

My clients and other attorneys started telling other people that there was this young lawyer in Connecticut who could work magic with student loans. Seemingly overnight, my practice exploded in popularity.

Clients would wait weeks for the chance to talk with me, so I started charging for consultations.

When that didn’t lower demand, I raised my fees. I finally realized the sad truth.

There were too many people who needed help with their student loans, and no lawyers to provide the guidance they so desperately needed.

That led me to start teaching my methods to a few, select consumer protection lawyers – I thought if I could help others make it work for them, I’d have a way to refer clients out to other attorneys.

So I created the workshop as a way to help other attorneys make student loan law work in their practices.

Some attorneys used the knowledge to supplement their existing consumer protection and bankruptcy practices, and others became student loan lawyers.

And in the past 5 years I’ve successfully trained nearly 300 attorneys in the field of student loan law.

Now I’d like to invite you to learn how to help your clients with their student loan problems.

I'M READY - SIGN ME UP NOW!

HERE’S WHAT YOU’LL LEARN INSIDE THE STUDENT LOAN LAW WORKSHOP

The Student Loan Law Workshop is an online, on-demand learning system comprised of 24 video sessions covering every aspect of student loan resolution. When you sign up for the workshop, you’ll learn:

  • the history, structure and regulatory scheme governing federal student loans
  • Administrative discharge and forgiveness of federal student loans (no bankruptcy needed)
  • Consequences of federal student loan default
  • Rehabilitation and consolidation of federal student loans to resolve default
  • Avoiding administrative wage garnishments, tax refund offsets, and other administrative enforcement mechanisms
  • Understanding and choosing the proper income-dependent repayment options
  • Public Service Loan Forgiveness
  • Navigating the confusion of deferment and forbearance
  • Private student loan securitization
  • Tactics and techniques for effective private student loan settlement
  • Using consumer protection laws to protect student loan borrowers
  • Using bankruptcy as a tool for modification and discharge of student loans

WHAT MY STUDENTS ARE SAYING

Being able to give concrete solutions to my clients with student loans keeps me one step ahead of my competition, and that helps me get more clients and earn a better income. That wouldn’t be possible without the training and ongoing support offered by The Student Loan Law Workshop and Josh Cohen.

Linda Deos, Esq.
Sacramento, CA

linda deos

Before Josh’s seminar, student loans were a mystery to me and I refused to accept cases involving them. Now I’m able to show federal student loan borrowers how to obtain relief from staggering monthly payments and successfully defend private student loan lawsuits in Georgia. I quickly recovered the costs of the workshop, and continue to benefit from Josh’s continued support and guidance.

David Addleton, Esq.
Macon, GA

david addleton

Thanks to the Student Loan Law Workshop, I’ve successfully transitioned into the field of student loan law after 25 years as a bankruptcy attorney. The Workshop was essential in getting me oriented to the field (and avoiding malpractice), and the follow-up seminars for graduates have been invaluable.

Douglas Triggs, Esq.
Denver, CO

douglas triggs

HERE’S WHAT YOU GET WHEN YOU JOIN

  

Comprehensive, On-Demand Learning

A complete education teaching you every facet of student loan law, delivered entirely online and on-demand in our members-only area. You’ll cover:

  • federal and private student loan resolution;
  • the intersection of student loans and Fair Debt Collection Practices Act claims;
  • handling student loan issues in bankruptcy;
  • defending student loan collection actions;
  • and more.

This on-demand education gives you the opportunity to gain valuable first-hand insights you’ll never find anywhere else.

  

Forms, Sample Pleadings, and a Complete Document Bank

There’s no need to reinvent the wheel every time you work on a new issue. Our document bank contains dozens of pleadings, discovery responses, and forms to help you massively increase your productivity.

You’ll never have to worry about asking for the wrong documents in discovery or using an outdated form because chances are one of your fellow graduates has already successfully tackled the problem.

  

A Private, Members-Only Listserv Community

You’ll learn the law in the workshops, but the community is where the real action takes place! Where all the brainstorming, daily interaction and flow of new ideas and theories happens.

Have a thorny problem? Want to bounce an idea off someone who understands what you’re trying to accomplish? Have a question about something you learned? Bring it to the community!

This is where you can expect never-ending support and guidance from Josh as well as from your fellow student loan lawyers.

ENROLL TODAY AT THE VIP LEVEL AND GET THESE BONUSES

Bonus 1

ATTEND A LIVE 2-DAY IN-PERSON INTENSIVE WORKSHOP AND COACHING SESSION IN LAS VEGAS | VALUE $2,497

This live event bonus is a GREAT one – for you AND me! Just join at the VIP Level to meet in-person in Las Vegas for some real-world examples, fact patterns and problem solving of the toughest student loan problems.

I created this special session to help you take everything you learn in The Student Loan Law Workshop and apply it in your practice. You’ll leave with all your questions answered and a crystal clear plan for growing and scaling your student loan practice.

There are only 20 spots available for the live event, so you’re sure to get A LOT of value if you decide to attend.

The LIVE EVENT will be held on May 13-14, 2016 at the Hyatt Place Las Vegas, so mark your calendar – I can’t wait to see you there!

Bonus 2

COMPLETE LIBRARY OF PRACTICE CHECKLISTS
VALUE: $997

In his groundbreaking book The Checklist Manifesto, Dr Atul Gawande outlines the reasons why even the most seasoned practitioner should use checklists when attacking a problem.

The problem is that it’s too easy to forget a critical step in any process – especially if you think you know what you need to do.

That’s why I created a comprehensive set of easy-to-use checklists specifically for my practice, and have honed them over time to become the most powerful set of tools in ensuring a smooth workflow in my office.

When you become a student of the workshop, those checklists are yours to use in your office.

Bonus 3

12 MONTHLY GROUP Q&A COACHING CALLS WITH JOSH
VALUE: $2,388

Get your questions, challenges and ideas ready. Each month we’ll have a LIVE call or webinar – all together – to answer your questions, clear up confusion, break down challenges and talk about new ideas and developments in the world of student loan law.

You’ll come away with an even deeper understanding of how to effectively and profitably help your clients with their student loan issues.

All mastermind calls are recorded and archived, just in case you miss the session.

  • 24 Modules of Step-by-Step Video Training
  • 24/7 Access to a Private, Members-Only Listserv Community
  • Unlimited Access to Forms and Sample Pleadings
  • Members Area with 24/7 Access with On-Demand Trainings
  • 12 Months of Group Coaching Calls with Josh Cohen
  • Practice Management Checklist Series
  • 2 ADDITIONAL Days With Josh in Las Vegas for a Live Intensive Session (1 Ticket)
  • STANDARD

    12 INSTALLMENTS

  • $125/mo.

  • VIP

    PAY AT ONCE

  • $2,495

  • VIP

    3 INSTALLMENTS

  • $875/mo.